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News & Information

ATM Security and Fraud Prevention Actions

Maintaining the safety and security of your account information is of upmost importance. Due to the increase in ATM fraud we made the decision to keep our ATMs open during business hours only.

Until we feel we can further enhance the safety and security for you conducting business at our ATMs after hours, the availability will remain only during business hours until further notice. Being cautious at any ATM should always be top-of-mind.

CO-OP ATM Locations

For more information about fraud prevention, please click the buttons below.

ATM Skimming

Skimming

Providing a Relationship of Safety, Soundness and Value for Over 90 Years

At First Financial, we value and take tremendous pride in serving the financial needs of the educational community. We were founded by educators for educators over 90 years ago. It’s a role we take seriously and a mission to which we are just as committed to today as we were in 1933.

In today’s economic environment, it’s important to find a financial partner committed to helping maintain and improve your financial well-being. We are more than a credit union. What we do matters from the affordable products and services we provide to the educational community partnerships we cultivate.

Additionally, First Financial is a safe and secure place for members. Your deposits are insured by the NCUA (National Credit Union Administration). It’s also important to mention that no one has ever lost a single penny of insured deposits within the credit union industry.

Part of the credit union difference is credit unions, unlike banks, act with the best interests of our member-owners—not stockholders. Here are a few examples:

  • As a credit union member, you are an owner of the credit union
  • As a not-for-profit, credit unions’ first priority is members’ financial success and security
  • Credit union members have never lost a penny of insured savings at a federally-insured credit union (First Financial is Federally-Chartered and Federally-Insured)
  • Federally-insured credit unions, like First Financial, offer a safe place for members to save money. Your funds are insured up to at least $250,000 per individual depositor (see below for more information)
ACCOUNT OWNERSHIP TYPE EXAMPLE ACCOUNT Less Than $250k ACCOUNT Greather Than $250k ACCOUNT NOTES
1. Individual Savings, Checking, Money Market - For Self Only You're covered! Up to $250k protected Total amount in combined accounts.
2. Joint Savings, Checking, Money Market - Multiple Owners You're covered! Up to $250k protected per owner Amount per each owner's interest in joint accounts
3. Trust Formal or Informal Revocable Trusts You're covered! Up to $250k protected per beneficiary Amount per beneficiary, for each owner.
Special rules apply for accounts over $1.25 million
4. Retirement Traditional/Roth IRA, Keogh You're covered! Up to $250k protected Amount in traditional and Roth IRA accounts added together. Keogh accounts insured separately. Beneficiaries do not change the coverage amount.
NOT COVERED Mutual Funds, Stocks, Bonds, Life Insurance Policies Your losses will NOT be covered The Share Insurance Fund does NOT cover losses on these type of accounts and funds.

You can rest assured, First Financial is well-capitalized and financially safe and sound.

Below are links to more information on how your deposits are insured up to $250,000.

NCUA Share Insurance Coverage Overview
https://mycreditunion.gov/sites/default/static-files/share-insurance-coverage-overview.pdf

Share Insurance Account Ownership Types
https://mycreditunion.gov/share-insurance#section-3

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