Emergency Loan Program | Southern CA Disaster Recovery Loan

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Financial Hardship—Loan Assistance for Members

Rest assured, our commitment to you and your financial well-being remains steadfast. We are here to help you if you have been adversely impacted or experience losses to your home due to natural disasters.

Financial Assistance	Details
Emergency Loan Program¹ This low fixed-rate loan with flexible terms can be used for virtually any need. Ask about our loan deferment and fee waivers, too.	Maximum Loan Amount: Up to $5,000 Term: Up to 36 months Fixed-Rate: 5.00% APR² Request More Information
For more information: Call us at (800) 537-8491 • Chat via Online Banking Monday-Friday: 7am to 7pm Saturday: 9am to 4pm

Protect Yourself from Scams—Access Trusted Resources Today

Emergencies like our wildfires bring out the best in communities—but they can also bring out scammers looking to take advantage. Protect yourself and your loved ones by staying informed and vigilant

Visit our Fraud Prevention page for more for valuable tips to help you.

You can also find free, trustworthy resources through:

FEMA: Guidance on disaster recovery and fraud prevention.
American Red Cross: Assistance, recovery tips, and support during emergencies.

Take a moment to explore these tools and stay safe—your security is our priority.

PLEASE NOTE: First Financial will never ask you for personal, account, credit card or Social Security information via email. We recommend that you protect yourself from fraudulent emails by questioning any email asking you to submit your Social Security Number, account number, PIN number or credit card information. If you are ever unsure about a First Financial email communication, contact us immediately using well-known contact information.

All loans are subject to credit approval and all First Financial Credit Union (FFCU) policies and procedures. Loan rates are based on credit history, collateral criteria, and term of loan, and are subject to change without notice. Other restrictions may apply. Call for complete details.

¹First payment will be due 90 days from funding date.
²APR=Annual Percentage Rate. A $5,000 fixed-rate loan for 36 months borrowed at 5.00% APR would require 36 monthly payments of $149.87. Other restrictions may apply. Speak to a Representative for further details. First Financial is an equal opportunity lender. NMLS #782737

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