Fee Schedule

Share (Savings)

Minimum balance falls below $100.00 (excluding Junior Savers)

$5.00/month

Money Market minimum balance fee (balance falls below $2,500.00)

$2.50/month

Super Savers minimum balance fee

$25.00/month

Share Drafts (Checking)

Monthly Service Charge*

$ 0.00/month

Prime Checking Low Balance**

$2.50/month

Stop Payment

$20.00

Share Certificates / IRAs

Early Withdrawal Fee (Share Certificates)

$15.00

IRA Annual Maintenance Fee

$15.00

IRA Closure/Transfer Fee

$25.00

General Fees

ATM Deposit Corrections

$25.00

Bad Address

$10/month

Cashier Check (per check)

$ 5.00

Check Assure

$35.00

Check Cashing

$10.00 or 2% (lesser amount)

Credit Card Processing Fee

$ 10.00

Dormant/Abandoned Account

$ 5.00/month

Escheat Notification Fee

$ 2.00

Incoming Wire Fee

$10.00

Incorrect Social Security or Tax Pay ID

$60.00/year

Legal Process Fee (comply with levies, tax liens, etc.)

$125.00/per legal document

Negative Share Balance Collection Fee

$20.00

Non-FFCU or CO-OP ATM Withdrawal Fee

$ 5.00

Non-Sufficient Funds (NSF)

$35.00

Outgoing Domestic Wire Fee

$25.00

Overdraft Protection Annual Fee

$40/year

Overdraft Transfer Fee (from Shares or Loans) per transfer

$3.00 each/$12 daily max

Overnight Delivery

$ at cost

Return of Deposited Item (per item)

$35.00

Rush Order ATM/Debit Card

$30.00

Share or Loan Audit Fee

$25 per hour

Single Service Fee

$2/month

Statement Copy Fee

$ 5.00

Unavailable/Uncollectible Funds (per check)

$35.00

Loan Fees

Deferments/Modifications (non-real estate)

$ 50.00

Demand – Update

$ 15.00

Demand – Written

$ 60.00

DMV Documentation Processing

$ 50.00

Failed Loan Transfer

$ 35.00

Loan Documentation Copies (non-real estate)

$ 15.00

Real Estate Loan Document Copies

$ 25.00

Real Estate Loan Modification

$200.00

Reconveyance Fee (flat fee)***

$ 212.00

Recording Fee (varies by county)

$ 20.00

Subordination Fee

$250.00