Share Certificates (Certificates of Deposit)

*APY = Annual Percentage Yield. A minimum of $500 opening deposit is required for a Relationship Share Certificate. You must have a FFCU Checking Account and Online Banking to be eligible to open a Relationship Share Certificate account and to earn additional dividends from other relationship/qualifying FFCU services. Certain qualifying services will only count as one service each from the following categories, regardless of the number of these services that you have: active debit cards, credit cards, SuperSavers, IRAs, Auto Loans, and Real Estate Loans. Regulations prohibit paying dividends in excess of available earnings. Note: Dividend yield will be increased for a maximum of 4 elective products/services, any additional electives will not result in further increases. In addition, the elective products/services must be under the same account number as your Relationship Share Certificate account. Refer to your Truth-in-Savings Agreement or call for complete details. Early withdrawal penalties may apply. Earnings may be reduced if fees incurred. Other terms, conditions and restrictions may apply.